Account parameters
Account parameters are configurable properties that manage how an account is set up and how it behaves. All account parameters have corresponding program parameters. Account parameters give you the option of configuring the same properties differently for specific accounts. The following table provides basic reference information about account parameters, including their value type and whether they are required—that is, automatically assigned to an account depending on its program type.
In the Constraints column, every account parameter is either required, optional, or not allowed for each program type.
Use the Update account parameter endpoint to set or update the value of an account parameter for an account. This endpoint requires the ID for the account parameter (parameter_id), which you can get using the List account parameters endpoint.
Notes:
- The ID for an account parameter is the same as the ID of the corresponding program parameter. IDs are not included in the table because they can change depending on the environment. Use the List account parameters endpoint to get a list of the parameters for your account that includes their IDs.
- The Display name column shows the name of the account parameter as it appears in the results of the List account parameters endpoint.
- In the Constraints column, '0' is short for 'zero'. For example, 'PREPAID 0 BALANCE' means 'PREPAID ZERO BALANCE'.
- Parameters that are flagged as restricted in their description are only applicable to certain customers.
- If a parameter is flagged as outdated, another, preferred, method is now available to perform the same task. The parameter can still be used, however.
Display name | Applies to | Description | Constraints | Value type | Default value | Category |
|---|---|---|---|---|---|---|
| Account financial classification | This is used in audit in accounting register to compare the generated accruals. | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed merchant: not allowed current accounts: not allowed internal accounts: not allowed correspondent accounts: not allowed transport: not allowed | integer | 0 | ||
| Allow overriding the minimum amount due for the current statement | MAD calculation | Enables overriding the minimum amount due for the current statement. | credit: optional debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed | boolean | 0 (false) | |
| Allow transfr/cash-in | [Restricted] Allow accounts to receive funds transfer/cashin. | credit: optional debit: optional prepaid: optional credit 0 balance: optional debit 0 balance: optional prepaid 0 balance: optional | boolean | 0 (false) | Parameter | |
| Card expiration (# of months) | Number of months to add to the current date to set card expirations. | credit: REQUIRED debit: REQUIRED prepaid: REQUIRED credit 0 balance: REQUIRED debit 0 balance: REQUIRED prepaid 0 balance: REQUIRED | integer | 72 | Parameter | |
| Defines the accrual reversal strategy in case of purchase cancellation. | Accrual generation and reversal | Parameter responsible for configuring the accrual reversal strategy in the event of a purchase cancellation. | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed current accounts: not allowed internal accounts: not allowed correspondent accounts: not allowed | integer | 0 | Parameter |
| Delinquency bucket calculation | Delinquency bucket | Defines if the delinquency buckets should be calculated for tracking an account's debt.Values: 0 - Do not calculate. 1 - Calculate and amortize buckets from oldest to newest. | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed | integer | 0 | Parameter |
| Emboss an additional card | Embossing | (Private label cards only) Specifies that the addional card will be sent to embossing. | credit: not allowed debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed | boolean | 0 (false) | Files |
| Emboss card with no address | Embossing | Allow cards without an address to be sent for embossing. | credit: optional debit: optional prepaid: optional credit 0 balance: optional debit 0 balance: optional prepaid 0 balance: optional | boolean | 0 (false) | Files |
| Interest projection reversal | Accrual generation and reversal | Defines whether the projected interest between the cut (closing) and the due date of the invoice should be reversed if any payment occurs before the due date.Values: 0 - Do not reverse (default) 1 - Reverse | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed | integer | 0 | Parameter |
| Internal authorizations | If TRUE, ignore the issuer's denial. This allows adaptation to different compliance rules or to create an extra layer of security. | credit: optional debit: optional prepaid: optional credit 0 balance: optional debit 0 balance: optional prepaid 0 balance: optional | boolean | 1 (true) | Parameter | |
| IOF daily rate | Accrual generation and reversal | [Outdated - restricted] IOF daily tax rate on a credit operation (revolving, installment billing and invoice settlement). | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed prepaid 0 balance: not allowed | decimal | 0,0082 | Invoice |
| IOF International fee | Accrual generation and reversal | [Outdated] IOF fee for international purchases. | credit: REQUIRED debit: REQUIRED prepaid: REQUIRED credit 0 balance: REQUIRED debit 0 balance: REQUIRED prepaid 0 balance: REQUIRED | decimal | 6.38 | Tax |
| IOF monthly fee | Accrual generation and reversal | [Outdated] IOF monthly fee on a credit operation (revolving, invoice installment and invoice agreement). | credit: REQUIRED debit: not allowed prepaid: not allowed credit 0 balance: not allowed debit 0 balance: not allowed | decimal | 0.38 | Parameter |