Control Center enables you to create and manage programs on the Pismo platform. Programs are one of the Pismo platform's core objects. Once you've set up your Organization, the next step is to implement programs for it. Pismo has the following program types.

• A program is a container for managing accounts. It defines a set of properties that apply to all of the account that it contains.
• Program parameters specify how a program is set up and how it operates.
• A program's type defines the type of accounts it manages (such as credit, debit, or prepaid accounts).

For more information about programs on the Pismo platform, refer to:

• Core objects
• Program types
• Program parameters
• Accounts

A program belongs to only one organization. If you want to reuse an existing program, you can Clone a program or import it.

Program types

Programs have specific types (such as credit, debit, or prepaid), each tailored to manage specific types of accounts.

• Credit programs: Customers borrow up to a credit limit, repay over time, and borrow again.
• Debit programs: Money is immediately withdrawn upon making a purchase.
• Prepaid programs: Funds are loaded in advance to pay for a specific service.

For more information regarding program types on the platform, refer to Program types.

Integrations

For each program type, you can choose either Zero balance integration (where you are responsible for managing your customers’ balances and credit limits) or Full balance integration (where Pismo handles most of this for you). For more information about Full balance and Zero balance integrations on the Pismo platform, refer to Full balance versus Zero balance integration.

Program parameters

Program parameters manage settings and configurations that determine a program’s characteristics and behaviors. There are over 60 parameters to choose from, depending on the program type. Define the required ones with your Pismo support team and consider using optional parameters to meet your business needs.

Examples of program parameters include:

• Overdue fee calculation method: Defines how late fees are applied to overdue transactions.
• Withdrawal limit percentage: Maximum allowed percentage for withdrawals and payments, set as a percentage of the maximum credit limit granted by the institution.

For more information about program parameters on the Pismo platform, refer to Program parameters.

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You can use Pismo Control Center, to perform most management tasks for program parameters. However, the primary way to manage them is by using API endpoints.

Once you have set up your organization and implemented a program, you can begin adding accounts and customers.