Card lifecycle and statuses

The following graphic shows the card lifecycle and statuses for nominal (physical - plastic or metal) cards, noname cards, and reissued cards. Card termination statuses are on the right.

Note: Termination statuses cannot be changed to an active or temporarily blocked status. A termination status can be updated to another termination status though, and a temporary status can also be updated to another temporary status.

The following table shows the initial (default) statuses for Pismo issued cards.

CardInitial statusNotes
VirtualNORMALDoes not have to be activated.
Physical (plastic/metal)CREATEDCan be overridden in program configuration to be NORMAL. After activation, it changes to NORMAL.
NonameUNBOUNDWhen assigned to a customer its status becomes CREATED. Once activated, it becomes NORMAL.
ReissuedDepends. Refer to the Card reissuing guide.

Card status enums

The following table contains current card status enums. "Type" here is an unofficial grouping.

Enum

Type

Description

CREATED

Initial

Created in the system.

UNBOUND

Initial

Noname card not yet assigned to customer.

NORMAL

Active

Active and eligible for transactions. Default for virtual cards. The transition from CREATED to NORMAL is for physical cards and can only be done through the Activate physical card

REISSUED

Active

Card has been reissued.

UNNUMBERED

Initial

Card created without a PAN or a PIN that the issuer needs to define. Once the PAN is defined for a nominal card, the card's status becomes CREATED, for a noname card, its status becomes UNBOUND

BLOCKED

Temporary
block

Temporarily blocked until further status changes.

A card could be blocked, for example, if the cardholder has exceeded their allowed tries to enter a password. You can reset this for a cardholder with the Reset password try count endpoint.

PENDING

Temporary
block

Created and is pending until further processing, such as account verification. Until then, transactions are disabled.

WARNING

Temporary
block

A general alert flag is set and transactions are disabled. After investigation, it could, typically, transition to FRAUD or revert back to `NORMAL.

INOPERATIVE

Maybe permanent

Applies to physical, virtual, or temporary cards whose defined validity period has been exceeded. For more information, refer to Configuring temporary cards and Custom expiration for virtual and physical cards

LOST

Terminated

Reported lost

ROBBED

Terminated

Reported stolen

EXPIRED

Terminated

Card date expiration reached

DAMAGED

Terminated

Damaged

FRAUD

Terminated

Suspected fraud

CANCELED

Terminated

Canceled

DELETED

Terminated

Deleted

BROKEN

Terminated

No longer physically usable

THEFT

Terminated

Stolen

DEFECT

Terminated

Has defect

Call the Update card status endpoint to change a card's status.

Card reissues

Card reissuing has been moved to its own guide, refer to Card reissuing.