Account limits

An account has limits (for credit accounts) and balances (for debit accounts) as attributes.

Parameter	Description
`available_credit_limit`	Available account balance (for debit accounts) Available credit balance (for credit accounts)
`granted_limit`	Maximum credit limit (granted by a credit analysis).
`max_credit_limit`	(Credit programs only) Customer's credit limit, provided by the service provider. This attribute is required.
`percentage_over_limit`	(Credit programs only) Allows the user to access funds beyond the current available credit limit. This value is calculated using the following formula: `((max_credit_limit * percentage_over_limit)/100) + max_credit_limit` Note: When the limit is reached, the value of `available_credit_limit` field is negative in the event.
`total_credit_limit`	(Credit programs only) Credit limit configured by the user (cannot exceed `max_credit_limit`).

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The granted_limit and max_credit_limit parameters have the same function — granted_limit is used when creating an account and max_credit_limit is used when working with credit and balance limits.

For more information about attributes, see Account attributes.