Account limits

An account has limits (for credit accounts) and balances (for debit accounts) as attributes.

Parameter

Description

available_credit_limit

Available account balance (for debit accounts)

Available credit balance (for credit accounts)

granted_limit

Maximum credit limit (granted by a credit analysis).

max_credit_limit

(Credit programs only) Customer's credit limit, provided by the service provider. This attribute is required.

percentage_over_limit

(Credit programs only) Allows the user to access funds beyond the current available credit limit.

This value is calculated using the following formula: ((max_credit_limit * percentage_over_limit)/100) + max_credit_limit

Note:
When the limit is reached, the value of available_credit_limit field is negative in the event.

total_credit_limit

(Credit programs only) Credit limit configured by the user (cannot exceed max_credit_limit).

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The granted_limit and max_credit_limitparameters have the same function — granted_limit is used when creating an account and max_credit_limit is used when working with credit and balance limits.

For more information about attributes, see Account attributes.


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