You've set up your infrastructure and your card issuing programs. Now you're ready to create accounts and customers.

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Some technical context

An account is the foundational object for all financial operations. It's what transactions, fees, payments, and so on are all attached to. The ledger is based on it.

An account can have multiple customers, such as joint checking accounts and credit cards that share the account balance.

For an overview of accounts and customers, refer to Accounts.

Create an account

To create a new account, use the Create account application endpoint. Each account must have at least one customer, which can be a person or company. You must designate one customer as the owner of the account.

Once you’ve created your accounts, you can use Control Center or APIs to manage them.

Create additional customers

To add an additional customer to an account, use the Create a new customer endpoint.