Add a program from a template

Control Center provides a template for the following program types:

• Credit: For programs that manage revolving credit accounts. Customers borrow up to a credit limit, repay over time, and borrow again.
• Debit: For programs that manage debit accounts, where money is immediately withdrawn upon making a purchase.
• Prepaid: For programs that manage prepaid cards, where funds are loaded in advance to pay for a specific service (such as public transportation or food and beverages).
• Current accounts:For programs that manage the accounts that manage everyday financial transactions (such as checking accounts).
• Internal accounts: For programs that manage the accounts used within an institution for internal purposes rather than for transactions with external parties.
• Correspondent accounts: For programs that manage accounts that banks use provide financial services to another bank. This allows banks to operate in foreign countries without having a physical presence.

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Program configuration

After you add a program, you need to do the following:

1. Define the program's processing codes, transaction types, and program parameters. For more information, refer to Edit program details and parameters and Manage processing codes and transaction types.
2. Add accounts that you want the program to manage, using the Accounts API.

To add a program from a template:

1. From the main menu, select Organization > Programs.

2. On the Programs screen, select Create program.

3. Select the template for the type of program you want, and then select Next.

4. On the Program details screen, enter program attributes such as the program name, BIN and range, and time zone.

5. For debit program types only, choose whether the program will issue physical cards.

6. For debit and credit program types, do the following:

   1. Select the card brand (such as Visa or Mastercard).
   2. Select one of the following card network integration types (for more information, refer to Full balance versus Zero balance integration):
      1. Full balance if you want Pismo to manage most of the processes, including customers’ balances and credit limits yourself.
      2. Zero balance if you want Pismo to manage some processes, but prefer to manage customer account balances and credit limits yourself.
      3. Enter the BIN (ID number of the institution that issues the card) and BIN range (range of card numbers that can be issued to customers).

7. Select Next.

8. On the Review screen, confirm your settings and select Finish.

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Your request is processed in the background. When completed, Control Center sends you a notification. In the meantime, your new program displays on the Programs screen with the status Processing.

The program status changes from Processing to Active only after the platform completes a number of setup tasks behind the scenes. This can take up to 90 hours. In the meantime, you can do the following:

1. Define the program's processing codes, transaction types, and program parameters. For more information, refer to Edit program details and parameters and Manage processing codes and transaction types.
2. Add accounts that you want the program to manage using the Accounts API.