Move a suspended transaction amount from additional funds to available balance and mark the transaction as settled.

Suspense transaction flow

You can use the suspense transaction flow to manage incoming Faster Payment System (FPS) transactions that have been temporarily placed on hold due to suspected fraud pending a decision from the client's anti-fraud (AF) provider.

Supported scenarios:

• A FPS incoming (cash-in) transaction is received.

• Client' s AF provider returns "hold" instead of approve or reject.

• Pismo places the transaction amount into additional funds (unavailable balance) so the beneficiary cannot use the funds until a final decision is made.

• The client later calls Pismo's release or cancel endpoints to finalize the transaction.

This endpoint generates a BACS direct credit inbound payment processed event with status SETTLED.