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Create loan product [Beta]

post
https://sandbox.pismolabs.io/lending/v2/loan-products

Creates a loan product.

This endpoint generates a Loan product V2 created event.

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Body Params

Request body.

int64
required

Program ID

string
enum
required
Defaults to BNPL

Loan product type

Allowed:
string
enum
required

Collateral

Allowed:
string
enum

Indicate when the system changes a loan to active status. Default is ON_DISBURSEMENT_OR_REPAYMENT. If disbursement method type is NONE, you cannot set to ON_DISBURSEMENT, and if set to ON_DISBURSEMENT_OR_REPAYMENT the system changes the loan status on repayment.

Allowed:
int32
required
0 to 999

ISO 4217 currency code

disbursement_method
object
required

Disbursement method

string
required
length ≤ 256

Open text that describes the product

string
length ≤ 80

Loan product ID. Accepts either a lowercase UUID (e.g., "2717a296-124a-47cc-b2a1-91e80dc723eb") or an uppercase alphanumeric string with underscores (e.g., "MY_LOAN_PRODUCT_001"). If not provided during creation, a UUID is auto-generated.

processing_codes
object
required

Define processing codes for each operation during the loan lifecycle.

string
enum
Defaults to RATES

Method used to calculate the repayment amount

Allowed:
interest_plan_ids
array of uuids

List of interest plan identifiers

interest_plan_ids
early_final_settlement
object

Define some early settlement requirements.

prepayment
object

Defines some prepayment requirements.

string
length between 1 and 80

Repayment hierarchy code. Must be normalized (Unicode NFC), and may contain a UUID, or uppercase letters, numbers, and underscore.

parameters
object

Loan product V2 parameters

int32
0 to 365

Number of calendar days after the installment due date during which late fees and delinquency are not applied. A value of 0 or omitted indicates no grace period.

Headers
uuid

Idempotency key

Responses

Updated 23 days ago

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Updated 23 days ago