Create earmark

Create an earmark.
An account holder can use an earmark to hold the needed funds in reserve until an specified release date and time.
Optionally, the acount holder can schedule a cash-out (usually a payment) to take place at the relase date and time.
At the specified date and time, an automatic process releases the earmarked funds and settles the cash-out.
If there is no release_datetime set, then the account holder funds hold forever until the customer calls the cancel or execute earmark operation.

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