Interest Plan Creation Succeeded

This event occurs when an interest plan is successfully created

Type: object
Domain: interest-management
Event: interest_plan_creation_success
Version: 1

|
interest_plan_id required

Title: Interest Plan Id
Description: Unique interest plan identifier generated by Pismo.
Type: string
Example:
9cefba34-e482-4d87-bd12-76e18ec20f2a

description required

Title: Description
Description: Interest plan's name
Type: string
Example:
Plan Description

currency_code required

Title: Currency Code
Description: Numerical currency code according to ISO 4217 standard.
Type: string
Example:
986

benchmark

Title: Benchmark
Description: Market index used to measure the interest a value will have over time.
Type: string
Example:
DI
FED

fixed_interest_rate

Title: Fixed Interest Rate
Description: Unchanging rate to be paid over the investments or deposits made. This means that from the moment the clients invest or deposit their money, they know exactly how much they will receive after the maturity date.
Type: double
Example:
1.2

margin_rate

Title: Margin Rate
Description: Rate linked to your benchmark rate (e.g. 103% DI, 100% BOE, 90% RBI/RBA).Margin rate are in bold
Type: double
Example:
1.03

margin

Title: Margin
Description: Also known as spread, it is an incremental rate the clients will receive over the investments or deposits made.
Type: double
Example:
1.1

fee_processing_code

Title: Fee Processing Code
Description: Processing code configured in the fee model in order to charge a tax, penalty or fee.
Type: String
Example:
123456

accrual_basis required

Title: Accrual Basis
Description: Method used to calculate the interest accrual (e.g. Actual/360 and Actual/365 calculate the accrual by dividing the annual interest rate by 360 or 365 days, then multiplying it by the actual number of days in a specific month).
Type: String
Example:
ACTUAL/365
ACTUAL/360

accrual_frequency

Title: Accrual Frequency
Description: The frequency your interest is calculated. It can be daily, monthly, quarterly, half yearly or yearly.
Type: String
Example:
DAILY
MONTHLY

capitalisation_frequency

Title: Capitalization Frequency
Description: This determines when the clients will have their interest paid. It can be daily, monthly, quarterly, half yearly or yearly.
Type: String
Example:
DAILY
MONTHLY

interest_type required

Title: Interest Type
Description: Ways to calculate your interest are simple (calculated on the original deposit or investment value) and compound (calculated on the original value plus the last accumulated interest).
Type: String
Example:
SIMPLE

created_at

Title: Created date
Description: Interest plan's creation date
Type: string
Format: date-time
Example:
2020-12-29T19:48:25

{
    "$schema": "http://json-schema.org/draft-07/schema#",
    "type": "object",
    "title": "Interest Plan Creation Succeeded",
    "description": "This event occurs when an interest plan is successfully created",
    "required": [
        "interest_plan_id",
        "description",
        "currency_code",
        "accrual_basis",
        "interest_type"
    ],
    "properties": {
        "interest_plan_id": {
            "type": "string",
            "title": "Interest Plan Id",
            "description": "Unique interest plan identifier generated by Pismo.",
            "examples": [
                "9cefba34-e482-4d87-bd12-76e18ec20f2a"
            ]
        },
        "description": {
            "type": "string",
            "title": "Description",
            "description": "Interest plan's name",
            "examples": [
                "Plan Description"
            ]
        },
        "currency_code": {
            "type": "string",
            "title": "Currency Code",
            "description": "Numerical currency code according to ISO 4217 standard.",
            "examples": [
                "986"
            ]
        },
        "benchmark": {
            "type": "string",
            "title": "Benchmark",
            "description": "Market index used to measure the interest a value will have over time.",
            "examples": [
                "DI",
                "FED"
            ]
        },
        "fixed_interest_rate": {
            "type": "double",
            "title": "Fixed Interest Rate",
            "description": "Unchanging rate to be paid over the investments or deposits made. This means that from the moment the clients invest or deposit their money, they know exactly how much they will receive after the maturity date.",
            "examples": [
                1.2
            ]
        },
        "margin_rate": {
            "type": "double",
            "title": "Margin Rate",
            "description": "Rate linked to your benchmark rate (e.g. 103% DI, 100% BOE, 90% RBI/RBA).Margin rate are in bold",
            "examples": [
                1.03
            ]
        },
        "margin": {
            "type": "double",
            "title": "Margin",
            "description": "Also known as spread, it is an incremental rate the clients will receive over the investments or deposits made.",
            "examples": [
                1.1
            ]
        },
        "fee_processing_code": {
            "type": "String",
            "title": "Fee Processing Code",
            "description": "Processing code configured in the fee model in order to charge a tax, penalty or fee.",
            "examples": [
                "123456"
            ]
        },
        "accrual_basis": {
            "type": "String",
            "title": "Accrual Basis",
            "description": "Method used to calculate the interest accrual (e.g. Actual/360 and Actual/365 calculate the accrual by dividing the annual interest rate by 360 or 365 days, then multiplying it by the actual number of days in a specific month).",
            "examples": [
                "ACTUAL/365",
                "ACTUAL/360"
            ]
        },
        "accrual_frequency": {
            "type": "String",
            "title": "Accrual Frequency",
            "description": "The frequency your interest is calculated. It can be daily, monthly, quarterly, half yearly or yearly.",
            "examples": [
                "DAILY",
                "MONTHLY"
            ]
        },
        "capitalisation_frequency": {
            "type": "String",
            "title": "Capitalization Frequency",
            "description": "This determines when the clients will have their interest paid. It can be daily, monthly, quarterly, half yearly or yearly.",
            "examples": [
                "DAILY",
                "MONTHLY"
            ]
        },
        "interest_type": {
            "type": "String",
            "title": "Interest Type",
            "description": "Ways to calculate your interest are simple (calculated on the original deposit or investment value) and compound (calculated on the original value plus the last accumulated interest).",
            "examples": [
                "SIMPLE"
            ]
        },
        "created_at": {
            "type": "string",
            "title": "Created date",
            "description": "Interest plan's creation date",
            "format": "date-time",
            "examples": [
                "2020-12-29T19:48:25"
            ]
        }
    }
}
{
    "interest_plan_id": "9cefba34-e482-4d87-bd12-76e18ec20f2a",
    "description": "Plan Description",
    "currency_code": "986",
    "benchmark": "DI",
    "fixed_interest_rate": 1.2,
    "margin_rate": 1.03,
    "margin": 1.1,
    "fee_processing_code": "123456",
    "accrual_basis": "ACTUAL/365",
    "accrual_frequency": "DAILY",
    "capitalisation_frequency": "DAILY",
    "interest_type": "SIMPLE",
    "created_at": "2020-12-29T19:48:25"
}