# Configure timing for accrual calculation

Set up the time when the daily accrual calculations should occur.

If you provide a value for `division_id`, then the value provided in `time_utc` is only used for the corresponding division. That is, it's only used for the accruals of installment plans associated with that division. 

If you don't provide a value for `division_id`, then the value provided in `time_utc` is used for all installment plans in the program's org, unless they are associated with a division that already has a time assigned to it. (That is, unless you already ran the endpoint with `division_id` set to the ID for that division.)

<b>Note:</b> If you run the endpoint a second time using the same value `division_id`, it generates an error. This also happens if you run the endpoint twice without providing a value for `division_id`.


# OpenAPI definition

```json
{
  "openapi": "3.1.0",
  "info": {
    "title": "Banking - Interest engine",
    "version": "1.0.0",
    "description": "API to handle interest-bearing account operations",
    "termsOfService": "https://developers.pismo.io/terms/",
    "contact": {
      "name": "API Support",
      "url": "https://developers.pismolabs.io/pismo-docs/docs/support"
    },
    "license": {
      "name": "Copyright Pismo"
    }
  },
  "servers": [
    {
      "url": "https://sandbox.pismolabs.io/interest-engine",
      "description": "Sandbox API server for testing"
    },
    {
      "url": "https://sandbox.pismolabs.io/passport/v2/s2s/access-token",
      "description": "Sandbox API for oauth2"
    }
  ],
  "tags": [
    {
      "name": "Interest accrual",
      "description": "Interest accrual"
    }
  ],
  "components": {
    "parameters": {
      "Authorization": {
        "name": "authorization",
        "in": "header",
        "description": "Authorization",
        "required": true,
        "example": "Bearer YOUR_BEARER_TOKEN",
        "schema": {
          "type": "string"
        }
      },
      "XProgramId": {
        "name": "x-program-id",
        "in": "header",
        "description": "Program ID",
        "required": true,
        "example": "1233",
        "schema": {
          "type": "string"
        }
      }
    },
    "schemas": {
      "DivisionId": {
        "type": "string",
        "description": "Division ID attached to the interest plan for accrual by division",
        "example": "d9b2c9e1-4633-4a10-841b-270f7f1493cd"
      },
      "InterestAccrualSetupResponse": {
        "title": "Accrual setup response",
        "type": "object",
        "properties": {
          "time_utc": {
            "$ref": "#/components/schemas/TimeUTC"
          },
          "division_id": {
            "$ref": "#/components/schemas/DivisionId"
          }
        },
        "required": [
          "time_utc"
        ],
        "example": {
          "division_id": "d9b2c9e1-4633-4a10-841b-270f7f1493cd",
          "time_utc": "07:15"
        }
      },
      "InterestAccrualSetupRequest": {
        "title": "Accrual setup request",
        "type": "object",
        "required": [
          "time_utc"
        ],
        "properties": {
          "time_utc": {
            "$ref": "#/components/schemas/TimeUTC"
          },
          "division_id": {
            "$ref": "#/components/schemas/DivisionId"
          }
        },
        "example": {
          "division_id": "d9b2c9e1-4633-4a10-841b-270f7f1493cd",
          "time_utc": "07:15"
        }
      },
      "TimeUTC": {
        "type": "string",
        "description": "Time when accrual calculation is performed, specified in hours and minutes. `07:15` and `19:15` are the only values accepted.",
        "enum": [
          "07:15",
          "19:15"
        ],
        "example": "19:15"
      }
    },
    "securitySchemes": {
      "BearerAuth": {
        "type": "http",
        "scheme": "bearer",
        "bearerFormat": "JWT"
      }
    },
    "responses": {
      "400BadRequest": {
        "description": "Bad request"
      },
      "401Unauthorized": {
        "description": "Unauthorized"
      },
      "404NotFound": {
        "description": "Not found"
      },
      "500InternalServerError": {
        "description": "Internal server error"
      }
    }
  },
  "security": [
    {
      "BearerAuth": []
    }
  ],
  "paths": {
    "/v1/interest/accrual/setup": {
      "post": {
        "summary": "Configure timing for accrual calculation",
        "description": "Set up the time when the daily accrual calculations should occur.\n\nIf you provide a value for `division_id`, then the value provided in `time_utc` is only used for the corresponding division. That is, it's only used for the accruals of installment plans associated with that division. \n\nIf you don't provide a value for `division_id`, then the value provided in `time_utc` is used for all installment plans in the program's org, unless they are associated with a division that already has a time assigned to it. (That is, unless you already ran the endpoint with `division_id` set to the ID for that division.)\n\n<b>Note:</b> If you run the endpoint a second time using the same value `division_id`, it generates an error. This also happens if you run the endpoint twice without providing a value for `division_id`.\n",
        "tags": [
          "Interest accrual"
        ],
        "operationId": "post-v1-interest-accrual-setup",
        "parameters": [
          {
            "$ref": "#/components/parameters/XProgramId"
          },
          {
            "$ref": "#/components/parameters/Authorization"
          }
        ],
        "requestBody": {
          "description": "Request body",
          "required": true,
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/InterestAccrualSetupRequest"
              }
            }
          }
        },
        "responses": {
          "200": {
            "description": "OK",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/InterestAccrualSetupResponse"
                }
              }
            }
          },
          "400": {
            "$ref": "#/components/responses/400BadRequest"
          },
          "401": {
            "$ref": "#/components/responses/401Unauthorized"
          },
          "404": {
            "$ref": "#/components/responses/404NotFound"
          },
          "500": {
            "$ref": "#/components/responses/500InternalServerError"
          }
        }
      }
    }
  }
}
```