---
updatedAt: 2026-04-20T19:56:08.000Z
---

Fetch the complete documentation index at: https://developers.pismo.io/pismo-docs/llms.txt. Use this file to discover all available pages before exploring further. Append .md to any documentation page URL to get its markdown version.

# Close transaction banking account

Close a transaction banking account and all of its children.

Book balance and earmark balance must be zero.

This endpoint generates an [Account status changed](https://developers.pismo.io/events/docs/account-status-change-2) event.

**NOTE**: This endpoint requires an account token - an access token encoded with an external account ID. Tokens can expire quickly, which can result in a `401 Unauthorized` message.


# OpenAPI definition

```json
{
  "openapi": "3.1.0",
  "info": {
    "title": "Banking - Transaction banking",
    "version": "0.9.0",
    "description": "Transaction banking API",
    "contact": {
      "name": "API Support",
      "url": "https://developers.pismo.io/support/"
    },
    "license": {
      "name": "Copyright Pismo"
    }
  },
  "servers": [
    {
      "url": "https://sandbox.pismolabs.io",
      "description": "Sandbox API server for testing"
    }
  ],
  "security": [
    {
      "BearerAuth": []
    }
  ],
  "tags": [
    {
      "name": "Accounts",
      "description": "Accounts endpoints"
    }
  ],
  "components": {
    "parameters": {
      "ExternalAccountIdPath": {
        "name": "externalAccountId",
        "in": "path",
        "description": "External account ID",
        "schema": {
          "type": "string",
          "minLength": 1,
          "maxLength": 60
        },
        "example": "12345678901",
        "required": true
      }
    },
    "schemas": {
      "ErrorCode": {
        "description": "Error code\n`minLength: 1`\n`maxLength: 12`\n",
        "type": "string",
        "minLength": 1,
        "maxLength": 12,
        "example": "WPMT0017"
      },
      "ErrorMessage": {
        "description": "Error message\n`minLength: 1`\n`maxLength: 1000`\n",
        "type": "string",
        "minLength": 1,
        "maxLength": 1000,
        "example": "Invalid JSON payload received: Error unmarshalling request"
      },
      "ErrorResponse": {
        "type": "object",
        "properties": {
          "code": {
            "$ref": "#/components/schemas/ErrorCode"
          },
          "message": {
            "$ref": "#/components/schemas/ErrorMessage"
          }
        }
      }
    },
    "responses": {
      "204NoContent": {
        "description": "No Content"
      },
      "401Unauthorized": {
        "description": "Access token is missing or invalid"
      },
      "403Forbidden": {
        "description": "The request has been lost"
      },
      "500InternalServer": {
        "description": "Internal Server Error",
        "content": {
          "application/json": {
            "schema": {
              "$ref": "#/components/schemas/ErrorResponse"
            },
            "examples": {
              "Generic internal error": {
                "value": {
                  "code": "ECMN9999",
                  "message": "Internal error"
                }
              }
            }
          }
        }
      }
    },
    "securitySchemes": {
      "BearerAuth": {
        "type": "http",
        "scheme": "bearer",
        "bearerFormat": "JWT"
      }
    }
  },
  "paths": {
    "/corporate/v1/corporate-accounts/{externalAccountId}/close": {
      "post": {
        "summary": "Close transaction banking account",
        "operationId": "post-accounts-accountId-close",
        "description": "Close a transaction banking account and all of its children.\n\nBook balance and earmark balance must be zero.\n\nThis endpoint generates an [Account status changed](https://developers.pismo.io/events/docs/account-status-change-2) event.\n\n**NOTE**: This endpoint requires an account token - an access token encoded with an external account ID. Tokens can expire quickly, which can result in a `401 Unauthorized` message.\n",
        "tags": [
          "Accounts"
        ],
        "parameters": [
          {
            "$ref": "#/components/parameters/ExternalAccountIdPath"
          }
        ],
        "responses": {
          "204": {
            "$ref": "#/components/responses/204NoContent"
          },
          "400": {
            "description": "A Bad Request validation error.",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ErrorResponse"
                },
                "examples": {
                  "Account not found": {
                    "value": {
                      "code": "WCAC0012",
                      "message": "Account not found"
                    }
                  },
                  "Scheduled transactions": {
                    "value": {
                      "code": "WCAC0018",
                      "message": "Account still has active scheduled payments"
                    }
                  },
                  "Remaining balance": {
                    "value": {
                      "code": "WCAC0019",
                      "message": "Make sure that the account has a zero balance before closing it"
                    }
                  },
                  "Earmark balance": {
                    "value": {
                      "code": "WCAC0028",
                      "message": "Account has active earmark"
                    }
                  },
                  "Account closed error": {
                    "value": {
                      "code": "WCAC0029",
                      "message": "Action not permitted on a closed account"
                    }
                  },
                  "Account is in final status": {
                    "value": {
                      "code": "WCAC0035",
                      "message": "Account is currently in the final status"
                    }
                  },
                  "Account balances pending creation": {
                    "value": {
                      "code": "WCAC0040",
                      "message": "Account balance is still being created. Please try again in a few minutes"
                    }
                  }
                }
              }
            }
          },
          "401": {
            "$ref": "#/components/responses/401Unauthorized"
          },
          "403": {
            "$ref": "#/components/responses/403Forbidden"
          },
          "422": {
            "description": "Unprocessable Entity. The account has not completed the onboarding process.",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ErrorResponse"
                },
                "examples": {
                  "Account onboarding not completed": {
                    "value": {
                      "code": "WCAC0045",
                      "message": "Account onboarding has not been completed yet. The account cannot be closed."
                    }
                  }
                }
              }
            }
          },
          "500": {
            "$ref": "#/components/responses/500InternalServer"
          }
        }
      }
    }
  }
}
```