---
updatedAt: 2026-04-20T19:56:08.000Z
agentTools:
  siteIndex: https://developers.pismo.io/llms.txt
  projectIndex: https://developers.pismo.io/pismo-docs/llms.txt
---

# Transfer transaction banking account ownership

Assign a new owner to a transaction banking account. If the new owner already exists within the organization, it's linked to the account. If not, a new entity is created and linked to the account. The previous account owner and all other customers linked to the account are deactivated.

This endpoint generates an [Account owner changed](https://developers.pismo.io/events/docs/account-account-owner-change-1) event.

**NOTE**: This endpoint requires an account token - an access token encoded with an external account ID. Tokens can expire quickly, which can result in a `401 Unauthorized` message.


# OpenAPI definition

```json
{
  "openapi": "3.1.0",
  "info": {
    "title": "Banking - Transaction banking",
    "version": "0.9.0",
    "description": "Transaction banking API",
    "contact": {
      "name": "API Support",
      "url": "https://developers.pismo.io/support/"
    },
    "license": {
      "name": "Copyright Pismo"
    }
  },
  "servers": [
    {
      "url": "https://sandbox.pismolabs.io",
      "description": "Sandbox API server for testing"
    }
  ],
  "security": [
    {
      "BearerAuth": []
    }
  ],
  "tags": [
    {
      "name": "Accounts",
      "description": "Accounts endpoints"
    }
  ],
  "components": {
    "parameters": {
      "ExternalAccountIdPath": {
        "name": "externalAccountId",
        "in": "path",
        "description": "External account ID",
        "schema": {
          "type": "string",
          "minLength": 1,
          "maxLength": 60
        },
        "example": "12345678901",
        "required": true
      }
    },
    "schemas": {
      "DocumentNumber": {
        "type": "string",
        "description": "Applicant's government document number. Once set, this value is immutable, which means that `document_number` can't be updated. This field only accepts alphanumeric characters.<br>\n<b>Note</b>: `document_number` does not allow special characters.\n",
        "maxLength": 15,
        "example": "812045147"
      },
      "EntityName": {
        "type": "string",
        "description": "Entity name",
        "maxLength": 60,
        "example": "Chester Fields"
      },
      "ErrorCode": {
        "description": "Error code\n`minLength: 1`\n`maxLength: 12`\n",
        "type": "string",
        "minLength": 1,
        "maxLength": 12,
        "example": "WPMT0017"
      },
      "ErrorMessage": {
        "description": "Error message\n`minLength: 1`\n`maxLength: 1000`\n",
        "type": "string",
        "minLength": 1,
        "maxLength": 1000,
        "example": "Invalid JSON payload received: Error unmarshalling request"
      },
      "ErrorResponse": {
        "type": "object",
        "properties": {
          "code": {
            "$ref": "#/components/schemas/ErrorCode"
          },
          "message": {
            "$ref": "#/components/schemas/ErrorMessage"
          }
        }
      },
      "PatchAccountEntity": {
        "type": "object",
        "properties": {
          "document_number": {
            "$ref": "#/components/schemas/DocumentNumber"
          },
          "name": {
            "$ref": "#/components/schemas/EntityName"
          }
        },
        "required": [
          "document_number",
          "name"
        ]
      }
    },
    "responses": {
      "401Unauthorized": {
        "description": "Access token is missing or invalid"
      },
      "403Forbidden": {
        "description": "The request has been lost"
      },
      "500InternalServer": {
        "description": "Internal Server Error",
        "content": {
          "application/json": {
            "schema": {
              "$ref": "#/components/schemas/ErrorResponse"
            },
            "examples": {
              "Generic internal error": {
                "value": {
                  "code": "ECMN9999",
                  "message": "Internal error"
                }
              }
            }
          }
        }
      }
    },
    "securitySchemes": {
      "BearerAuth": {
        "type": "http",
        "scheme": "bearer",
        "bearerFormat": "JWT"
      }
    }
  },
  "paths": {
    "/corporate/v1/corporate-accounts/{externalAccountId}/entity": {
      "patch": {
        "summary": "Transfer transaction banking account ownership",
        "operationId": "patch-accounts-accountId-entity",
        "description": "Assign a new owner to a transaction banking account. If the new owner already exists within the organization, it's linked to the account. If not, a new entity is created and linked to the account. The previous account owner and all other customers linked to the account are deactivated.\n\nThis endpoint generates an [Account owner changed](https://developers.pismo.io/events/docs/account-account-owner-change-1) event.\n\n**NOTE**: This endpoint requires an account token - an access token encoded with an external account ID. Tokens can expire quickly, which can result in a `401 Unauthorized` message.\n",
        "tags": [
          "Accounts"
        ],
        "parameters": [
          {
            "$ref": "#/components/parameters/ExternalAccountIdPath"
          }
        ],
        "requestBody": {
          "description": "The entity name and document number",
          "required": true,
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/PatchAccountEntity"
              },
              "examples": {
                "Update Account Entity": {
                  "value": {
                    "name": "Chester Fields",
                    "document_number": "812045147"
                  }
                }
              }
            }
          }
        },
        "responses": {
          "204": {
            "description": "OK"
          },
          "400": {
            "description": "A Bad Request validation error.\n\nStatic Validations (mandatory field, max value, max length, etc) have the code `WCAC0005`.\n",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ErrorResponse"
                },
                "examples": {
                  "Account not found": {
                    "value": {
                      "code": "WCAC0012",
                      "message": "Corporate account not found"
                    }
                  },
                  "Invalid JSON payload": {
                    "value": {
                      "code": "WCAC0013",
                      "message": "Invalid JSON payload received: Error unmarshalling request."
                    }
                  },
                  "document_number required": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "document_number is a required field"
                    }
                  },
                  "document_number max length": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "document_number must be a maximum of 15 characters in length"
                    }
                  },
                  "document_number contains characters not permitted": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "document_number contains character not permitted: {characters}"
                    }
                  },
                  "name required": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "name is a required field"
                    }
                  },
                  "name max length": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "name must be a maximum of 60 characters in length"
                    }
                  },
                  "name contains characters not permitted": {
                    "value": {
                      "code": "WCAC0005",
                      "message": "name contains character not permitted: {characters}"
                    }
                  },
                  "Account closed error": {
                    "value": {
                      "code": "WCAC0029",
                      "message": "Action not permitted on a closed account"
                    }
                  }
                }
              }
            }
          },
          "401": {
            "$ref": "#/components/responses/401Unauthorized"
          },
          "403": {
            "$ref": "#/components/responses/403Forbidden"
          },
          "409": {
            "description": "Entity conflict.\n",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ErrorResponse"
                },
                "examples": {
                  "Customer already owns account": {
                    "value": {
                      "code": "WCAC0026",
                      "message": "This document number is already associated with the owner of this account"
                    }
                  },
                  "Inactive customer": {
                    "value": {
                      "code": "WCAC0027",
                      "message": "This document number is associated with an inactive customer"
                    }
                  }
                }
              }
            }
          },
          "500": {
            "$ref": "#/components/responses/500InternalServer"
          }
        }
      }
    }
  }
}
```