---
updatedAt: 2026-05-28T21:27:21.000Z
---

Fetch the complete documentation index at: https://developers.pismo.io/pismo-docs/llms.txt. Use this file to discover all available pages before exploring further. Append .md to any documentation page URL to get its markdown version.

# Account parameters

**Account parameters** are configurable properties that manage how an account is set up and how it behaves. **All account parameters have corresponding [program parameters](https://developers.pismo.io/pismo-docs/docs/program-parameters-reference-table).** Account parameters give you the option of configuring the same properties differently for specific accounts. The following table provides basic reference information about account parameters, including their value type and whether they are required—that is, automatically assigned to an account depending on its [program type](https://developers.pismo.io/pismo-docs/docs/program-types).

In the **Constraints** column, every account parameter is either required, optional, or not allowed for each program type.

Use the [Update account parameter ](https://developers.pismo.io/pismo-docs/reference/account-parameters-update) endpoint to set or update the value of an account parameter for an account. This endpoint requires the ID for the account parameter (`parameter_id`), which you can get using the [List account parameters](https://developers.pismo.io/pismo-docs/reference/account-parameters-find) endpoint.

> 📘 Notes:
>
> * The ID for an account parameter is the same as the ID of the corresponding program parameter. IDs are not included in the table because they can change depending on the environment. Use the [List account parameters](https://developers.pismo.io/pismo-docs/reference/account-parameters-find) endpoint to get a list of the parameters for your account that includes their IDs.
> * The **Display name** column shows the name of the account parameter as it appears in the results of the [List account parameters](https://developers.pismo.io/pismo-docs/reference/account-parameters-find) endpoint.
> * In the **Constraints** column, '0' is short for 'zero'. For example, 'PREPAID 0 BALANCE' means 'PREPAID ZERO BALANCE'.
> * Parameters that are flagged as **restricted** in their description are only applicable to certain customers.
> * If a parameter is flagged as **outdated**, another, preferred, method is now available to perform the same task. The parameter can still be used, however.

<SortedTable
  columnsConfig={{
   'Description': {minWidth: '225px'},
    'Account parameter?': { wrapHeader: true },
    'Constraints': {minWidth: '225px'},
    'Value type': { wrapHeader: true },
    'Default value': { wrapHeader: true, align: "center" }	
  }}
  data={[
    {
      'Display name': 'Account financial classification',
      'Applies to': '',
      'Description': 'This is used in audit in accounting register to compare the generated accruals.',
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed\nmerchant: not allowed\ncurrent accounts: not allowed\ninternal accounts: not allowed\ncorrespondent accounts: not allowed\ntransport: not allowed',
      'Value type': 'integer',
      'Default value': '0',
      'Category': ''
    },
    {
      'Display name': 'Allow overriding the minimum amount due for the current statement',
      'Applies to': 'MAD calculation',
      'Description': 'Enables overriding the minimum amount due for the current statement.',
      'Constraints': 'credit: optional\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed',
      'Value type': 'boolean',
      'Default value': '0 (false)',
      'Category': ''
    },
    {
      'Display name': 'Allow transfr/cash-in',
      'Applies to': '',
      'Description': '[Restricted] Allow accounts to receive funds transfer/cashin.',
      'Constraints': 'credit: optional\ndebit: optional\nprepaid: optional\ncredit 0 balance: optional\ndebit 0 balance: optional\nprepaid 0 balance: optional',
      'Value type': 'boolean',
      'Default value': '0 (false)',
      'Category': 'Parameter'
    },
    {
      'Display name': 'Card expiration (# of months)',
      'Applies to': '',
      'Description': 'Number of months to add to the current date to set card expirations.',
      'Constraints': 'credit: REQUIRED\ndebit: REQUIRED\nprepaid: REQUIRED\ncredit 0 balance: REQUIRED\ndebit 0 balance: REQUIRED\nprepaid 0 balance: REQUIRED',
      'Value type': 'integer',
      'Default value': '72',
      'Category': 'Parameter'
    },
    {
      'Display name': 'Defines the accrual reversal strategy in case of purchase cancellation.',
      'Applies to': 'Accrual generation and reversal',
      'Description': 'Parameter responsible for configuring the accrual reversal strategy in the event of a purchase cancellation.',
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed\ncurrent accounts: not allowed\ninternal accounts: not allowed\ncorrespondent accounts: not allowed',
      'Value type': 'integer',
      'Default value': '0',
      'Category': 'Parameter'
    },
    {
      'Display name': 'Delinquency bucket calculation',
      'Applies to': 'Delinquency bucket',
      'Description': "Defines if the delinquency buckets should be calculated for tracking an account's debt.\n\nValues:\n0 - Do not calculate.\n1 - Calculate and amortize buckets from oldest to newest.",
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed',
      'Value type': 'integer',
      'Default value': '0',
      'Category': 'Parameter'
    },
    {
      'Display name': 'Emboss an additional card',
      'Applies to': 'Embossing',
      'Description': '(Private label cards only) Specifies that the addional card will be sent to embossing.',
      'Constraints': 'credit: not allowed\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed',
      'Value type': 'boolean',
      'Default value': '0 (false)',
      'Category': 'Files'
    },
    {
      'Display name': 'Emboss card with no address',
      'Applies to': 'Embossing',
      'Description': 'Allow cards without an address to be sent for embossing.',
      'Constraints': 'credit: optional\ndebit: optional\nprepaid: optional\ncredit 0 balance: optional\ndebit 0 balance: optional\nprepaid 0 balance: optional',
      'Value type': 'boolean',
      'Default value': '0 (false)',
      'Category': 'Files'
    },
    {
      'Display name': 'Interest projection reversal',
      'Applies to': 'Accrual generation and reversal',
      'Description': 'Defines whether the projected interest between the cut (closing) and the due date of the invoice should be reversed if any payment occurs before the due date.\n\nValues:\n0 - Do not reverse (default)\n1 - Reverse',
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed',
      'Value type': 'integer',
      'Default value': '0',
      'Category': 'Parameter'
    },
    {
      'Display name': 'Internal authorizations',
      'Applies to': '',
      'Description': "If TRUE, ignore the issuer's denial. This allows adaptation to different compliance rules or to create an extra layer of security.",
      'Constraints': 'credit: optional\ndebit: optional\nprepaid: optional\ncredit 0 balance: optional\ndebit 0 balance: optional\nprepaid 0 balance: optional',
      'Value type': 'boolean',
      'Default value': '1 (true)',
      'Category': 'Parameter'
    },
    {
      'Display name': 'IOF daily rate',
      'Applies to': 'Accrual generation and reversal',
      'Description': '[Outdated - restricted] IOF daily tax rate on a credit operation (revolving, installment billing and invoice settlement).',
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed\nprepaid 0 balance: not allowed',
      'Value type': 'decimal',
      'Default value': '0,0082',
      'Category': 'Invoice'
    },
    {
      'Display name': 'IOF International fee',
      'Applies to': 'Accrual generation and reversal',
      'Description': '[Outdated] IOF fee for international purchases.',
      'Constraints': 'credit: REQUIRED\ndebit: REQUIRED\nprepaid: REQUIRED\ncredit 0 balance: REQUIRED\ndebit 0 balance: REQUIRED\nprepaid 0 balance: REQUIRED',
      'Value type': 'decimal',
      'Default value': '6.38',
      'Category': 'Tax'
    },
    {
      'Display name': 'IOF monthly fee',
      'Applies to': 'Accrual generation and reversal',
      'Description': '[Outdated] IOF monthly fee on a credit operation (revolving, invoice installment and invoice agreement).',
      'Constraints': 'credit: REQUIRED\ndebit: not allowed\nprepaid: not allowed\ncredit 0 balance: not allowed\ndebit 0 balance: not allowed',
      'Value type': 'decimal',
      'Default value': '0.38',
      'Category': 'Parameter'
    }
	]}
/>